See today's highest-paying CD rates for accounts of varying term lengths.
are best for those who don't need access to their funds for several years. While their rates may not be as high as short-term CDs right now, your money has a longer time to earn interest, which can result in a higher ending balance.Bread Savings — 4.75% APY:$10,000 minimum deposit; 365 days' interest early withdrawal penalty$1,000 minimum deposit; 360 days' interest early withdrawal penalty$10,000 minimum deposit; 730 days' interest early withdrawal penaltyBMO Harris — 4.
Whether you choose a short- or long-term CD, shopping around for the highest interest rate can ensure you get the most out of your savings., including minimum balance requirements and penalty fees. The best account for you will strike the right balance between high earnings and the lowest fees possible. When in doubt, a financial adviser can help you determine the best choice for your needs and goals.
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