Sunshine, sand and surf don’t have to come at a premium.
That can be a reality for retirees — that is, if they know where to look. The average over-65 household in America drops $49,000 a year on everything from housing to food, according to the Census Bureau. But you don’t have to spend that much and, in fact, can spend far less — and retire to a sunny beach town.
Perhaps the best part: the cost. Average homes are priced at under $150,000, and you can find plenty of apartments renting for well under $1,000 a month; the cost of living, overall, is significantly below average . And personal finance site SmartAsset notes that “property taxes here are also not too significant,” with the average property owner spending about “$1,088 per year for an effective property tax rate of 1.64%.” No wonder Southern Living magazine named Bay St.
And then there’s the lower-than-average price tag. Florida became a hot retirement haven not only for its warm winters, but also for its lack of a state income tax . And Pensacola in particular is affordable with a significantly lower than average cost of living, home prices that hover around $140,000, and reasonable property taxes.
It’s inexpensive, too, with a cost of living that’s significantly below average, home prices that are around $150,000 and Florida’s retiree-friendly tax laws. Even better: According to Census Bureau data, median housing costs for Fort Pierce residents are under $10,000 a year.Sources: Sperlings Best PlacesIf the idea of a littler town freaks you out a bit — where will you shop, and what if you get sick of the restaurants? — but you still want a beach life, Corpus Christi is worth a look.
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