5 things a 28-year-old learned while saving up for an emergency fund in less than a year Fidelity ad
"You never know when things will go wrong," Steeves said." In those stressful situations, you don't want to be stressed about your finances too."
To figure out the exact amount she would need to save, Steeves analyzed her budget to see how much her living expenses were each month. She already had around three months of living expenses saved, but wanted to be on the more cautious side so she stretched her goal to the six months benchmark. app. The app then provided Steeves with a date of when she would complete the goal, boosting her motivation to complete it by a specific deadline. Steeves credits the"set it and forget it" method, also known as an automatic savings approach, with helping her to save so quickly. Each month, she would make a direct deposit from her paycheck right into her emergency fund goal within the
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