You could have a lower credit score than you should. Raising your credit score is possible with these 6 tips.
, which are two of the main credit card scoring models, both view payment history as the most influential factors when determining a person's credit score. For lenders, a person's ability to keep up with their credit card payments indicates that they are capable of taking out a loan and paying it back.
If you don't want to use autopay, another easy option is setting up a payment reminder. Many banks and card issuers will let you schedule reminders through their websites, including sending you email reminders or push notifications . You can also set up Google or Outlook calendar invites or make a note of the due date on a physical calendar. It doesn't really matter what notification system you use so long as you pay on time.
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