7 misconceptions about annuities and the truth paid Impact_Partner
Over the years, annuities have gotten some bad press. People come into our office regularly, saying annuities are a terrible product, often with some common misconceptions. To help clear up any confusion, here are seven of those misconceptions, and the truth!
So yes, you don’t always get 100% of the gains, but sometimes you will, depending on the caps. Would you rather have zero loss and a portion of the gain or have 100% of both the losses and gains? That’s the trade-off.The only way that this scenario would happen is if you annuitize the contract, choosing the life-only option, before passing away. We do not suggest that for any of our clients; essentially what happens is that you turn the rights to your money over to the insurance company.
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