Here are 8 surprising things travel insurance covers:
If you’ve been shopping for travel insurance, you’ve probably seen that it can cover trip delays, lost luggage and medical care. But you’ll never guess what else travel insurance covers.
“It’s always a good idea to read through your plan document to get familiar with all the great benefits available to you,” says Sherry Sutton, vice president of marketing at Travel Insured International.Bankruptcy of your airline, hotel or tour operator Note that if you’re getting trip “protection” directly through a company or tour operator, you won’t be covered during a bankruptcy.When Michael Rozenblit rented a car recently, he reviewed his travel insurance policy to see if he was covered. Was he ever! His policy covered rental car deductibles up to $3,000.
“For example, baggage insurance typically has a per-item limit and specific item limit, which means you won’t likely get fully reimbursed for your jewelry,” he says. Some insurance plans provide only minimal jewelry coverage. “This is another way travel insurance can help keep you and your pets stay safe while traveling,” says Travelex spokesperson Brad Streff.Alison Watta discovered that her policy through Travel Insured covered her when she had to cancel a flight booked with frequent flier miles. It turns out several travel insurance policies do that.
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