'Find the least amount of home that can satisfy your need to own, and then work your way up,' says financial planner Riley Poppy
If your foundation is set, you can start planning how you'll save for your home purchase. To find a rough estimate of how much you'll need to save, figure out how much home you can really afford.
Poppy says that many CFPs will say 28% of gross income is ideal. But in parts of the country with high costs of living, 30% is more realistic.
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