Millennials are greatly impacted by rising costs, leaving them with student debt. But that can look very different across the generation.
as many enrolled in college though they might not have otherwise. Others already working lost their jobs and enrolled in an effort to reskill and increase their chances of better employment once the economy recovered. And while public institutions—who were forced to charge higher tuition to make up for the difference in state funding—absorbed most of the increase, the for-profit sector more than doubled its undergraduate enrollment within six years.
These numbers mask several important distinctions. Many of these loans are already in repayment and have been for some time—particularly for the older borrowers. This means they have left school already and begun to repay their loans. Some are reducing their debt, and those who are paying something but not enough to cover their full obligations may actually be seeing their debts grow.
Source: “National Postsecondary Student Aid Survey.” National Center for Education Statistics, U.S. Department of Education, 2019 “National Postsecondary Student Aid Survey.” National Center for Education Statistics, U.S. Department of Education, 2019 It is not surprising that over time, as college costs increased, more students borrowed and those students also borrowed more. While borrowing rates increased for both bachelor’s and associate degree recipients, the percent increase for associate degree graduates was much higher at 46%, compared with a 13% increase for bachelor’s degree graduates. Dollar amounts—adjusted for inflation—also increased over time.
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