Apple said Tuesday it is expanding the iPhone’s capabilities to accept contactless payments, making it easier for merchants to conduct tap-to-pay transactions without having to buy additional hardware.
NEW YORK —
Those devices ranged in price from $50 for contactless payment device that sat next to a cash register, to devices that cost hundreds of dollars and would allow an employee or shop owner to accept payments anywhere in a store or restaurant. The cheaper devices often have to be kept charged and paired to an existing point-of-sale system, which can be frustrating when they fail.
Now the iPhone will be able to act as a payment terminal itself, without any additional hardware, Apple said. The tap-to-pay feature will use the iPhone’s existing NFC chip that was being used to transmit payments down to a payment terminal. It will be available to developers via an iOS software update this spring. It will be up to developers and payment-services companies to add the capability to their point-of-sale software.
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