In today's Ask Amy column, Amy Dickinson responds to someone who wants to approach a friend about owed money without losing the relationship.
George died several months after the loan was made.He has repaid $30,000, with a commitment to repay the remaining amount.Steve is back on his feet and has been able to take several nice vacations. Any suggestions on how to nicely bring up the debt owed?Keeping the friendship is very much up to the person who owes you money. As it is, your friendship is compromised because you are both avoiding discussing the money he owes your husband’s estate.
I suggest using wording along these lines: “Dear ‘Steve:’ I hope you are well. I’m contacting you regarding the outstanding amount you owe on the loan ‘George’ made to you before he died. According to my records, you have repaid $30,000 of the total $60,000 owed. After granting you extra time to repay this loan, I am now eager to receive the remaining amount within a reasonable time frame.
I value our friendship, just as George did; he was happy to help you when you were in need. Let’s revive this conversation in order to get this matter settled.” If you don’t receive a reply, or if the reply is not reasonable or acceptable to you, then you should contact your lawyer to pursue it on your behalf.or send a letter to Ask Amy, P.O. Box 194, Freeville, NY 13068. You can also follow her on TwitterIf you purchase a product or register for an account through a link on our site, we may receive compensation.
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