The latest trends in interest rates for personal loans from the Credible marketplace, updated twice weekly.
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Rates on 3-year fixed-rate loans averaged 13.93%, down from 14.46% the previous seven days and up from 11.17% a year ago. Personal loan interest rates fell over the last seven days for 3-year loans and 5-year loans. Rates for 3-year loans dropped 0.53 percentage points, while rates for 5-year loans slid down 0.56 percentage points. Despite this drop, interest rates for both loan terms remain higher than they were at the same time last year. Borrowers can still take advantage of interest savings with a 3- or 5-year personal loan right now.
Current personal loan interest rates vary by lender, as well as by credit score and loan term. You can use an online tool like Credible to compare loan options from different private lenders. Checking your rates won’t affect your credit score.
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