Bad news for home buyers: Mortgage rates soar to highest level since March 2020

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Bad news for home buyers: Mortgage rates soar to highest level since March 2020
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Mortgage rates soar to highest level since March 2020 amid inflation concerns

Interest rates are surging on the heels of data showing a concerning outlook for inflation — and home buyers are to set to pay the price.

“‘The Federal Reserve has sped up its timetable for winding down quantitative easing and is likely to begin raising interest rates sooner and more aggressively than previously expected.’” Such a high rate of inflation is a major concern to the Federal Reserve, which had already indicated it would increase interest rates and scale back its bond-buying activity in an attempt to right-side the economy. But the central bank’s initial plan may now be out the window.

Bullard projected that the Fed may now hike interest rates four times, rather than the initially-projected three. And rather than simply stopping its bond-buying behavior, the central bank could actually begin shrinking its balance sheet by not replacing U.S. Treasuries and mortgage-backed securities when they mature, he said.

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