Everyone wants their money to work for them, and high-interest savings accounts are an excellent tool for that.
are an excellent tool for that. If you’re trying to save for a short-term goal, like taking a vacation, or are looking for a safe place to store your emergency fund, then a HISA can be just what you need to maximize your savings.Sign up to receive the daily top stories from the Financial Post, a division of Postmedia Network Inc.By clicking on the sign up button you consent to receive the above newsletter from Postmedia Network Inc.
Some common conditions to look for when choosing a high-interest savings account include account minimums. For example, interest might only be calculated if your account has a minimum balance, such as $5,000.Article content There are also withdrawal conditions, where there are a limited number of free withdrawals per month. Any extra ones will lead to a charge. There are also transaction fees, which may be waived depending on your balance. Again, any conditions and fees associated with your HISA will vary from institution to institution.Canadians have a lot of high-interest savings account options to choose from. Most financial institutions offer them, but that doesn’t mean all HISAs are equal.
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