Learn about the best high-yield savings accounts, including how they work, how to choose one and which is the best for different types of savers.
and customers can build their balances quickly with automated round-ups and "save when I get paid" features.A high-yield savings account is a traditional savings account but with a higher interest rate. Just like savings accounts, they are liquid, so you can add or withdraw money at any time. Additionally, they are guaranteed up to $250,000 by the FDIC.High-yield savings accounts offer much higher rates of interest than traditional savings accounts.
However, some high-yield savings accounts require larger balances to avoid fees or earn the best savings account interest rates. Banks may implement tiered interest rates that offer the best rates to certain types of customers.When comparing the best savings accounts, customers should focus on fees, interest rates and the functionality of the accounts. Here are a few features that matter most when choosing your account..
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