Borrowing costs jump to 7% for landlords seeking Wall Street financing on commercial real estate

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Borrowing costs jump to 7% for landlords seeking Wall Street financing on commercial real estate
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Wall Street is back originating new commercial real-estate loans to package into bond deals, with the hitch that it's more expensive for landlords.

Wall Street in May restarted its commercial-real estate debt machine after activity recently ground to a halt, with the hitch that it’s now more expensive for landlords to afford financing.

Goldman Sachs analysts pegged the average coupon on new loans from Wall Street to finance hotels, shopping centers and other commercial property types at slightly more than 7% , roughly double the pandemic lows of closer to 3.5%. CMBS is priced at a spread, or premium, above the risk-free 10-year Treasury rate TMUBMUSD10Y , which was at 3.75% on Friday.

The worry is that credit has been harder for landlords to obtain as billions of dollars in loans come due, and as property prices wobble. This backdrop has some major industry heavyweights already this year handing back the keys to lenders, instead of standing by struggling properties.

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