They landed a 15-year mortgage at a 3% interest rate
. We had been house shopping for close to a year and we ended up closing on our first home on April 24.
Eventually, we found the house that would become our home. It was a small, three-bedroom, one bath in a North Florida town at the right price. The asking price was $100,000 — but we were able to seal the deal at $95,000. Before our home purchase, we were living in a small apartment that suddenly felt much smaller with the stay-at-home orders. Although it was a perfectly functional apartment, it was a tight squeeze for my husband and me to work side by side with no end in sight.
It was hard to pass up the opportunity for extremely affordable financing. With some comparison shopping, we were able to secure a monthly payment of $686 per month, which is only $6 more per month than we were paying in rent. raised their mortgage borrowing standards
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