By strategically using car rental benefits from credit cards, you can protect yourself against damages in the case that your car is lost or stolen, earn additional rewards on your car rentals and even score a chance at a car upgrade Via ForbesAdvisor
Many credit cards that offer rental car benefits include some combination of collision damage waivers, rental car discounts and even complimentary status in rental car loyalty programs.
Check the terms and conditions of your card to understand whether your coverage is primary or secondary. All other things equal, it is better to rent a car with a card that offers primary insurance for rental cars.Whether you are renting your car for a business trip or for a vacation can affect your eligibility for your credit card’s car rental insurance coverage. Many credit cards limit their car rental insurance coverage based on the purpose of your trip.
Your credit card company or its benefits administrator should be able to provide a letter of coverage stating your credit card’s collision damage waiver coverage and which countries it applies in. If you are renting a car outside of the U.S., make sure that you have this proof in-hand when you go to pick up your car.
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