City looking into program to help middle-income and Black first-time homebuyers

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City looking into program to help middle-income and Black first-time homebuyers
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A new study found that Black households have the lowest homeownership rate in San Diego, and middle-income families have a relatively low homeownership rate.

Renters have probably felt that for a while, but now a new study confirms it.

"The data in this report strongly shows the need for a program that helps middle-income San Diegans," Councilmember Vivian Moreno, the committee Chair, said. It found that Black households have the lowest homeownership rate in San Diego, and middle-income families have a relatively low homeownership rate.

Moreno said home values rose nearly 28% between March 2021 and March 2022, while active home listings fell by 61%.The study focuses on those who make 80% to 120% of the area median income."The fact of the matter is most middle-income families have sufficient income to pay a mortgage on a median-priced home, but they don't have the savings to cover a down payment to cover a closing cost," Moreno said.

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