Digital assets subject to money-laundering, disclosure laws: U.S. regulators

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Digital assets subject to money-laundering, disclosure laws: U.S. regulators
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Three U.S. financial regulators on Friday issued a warning to firms with registe...

FILE PHOTO: The U.S. Securities and Exchange Commission logo adorns an office door at the SEC headquarters in Washington, United States, June 24, 2011. REUTERS/Jonathan Ernst/File Photo

The notice, from the U.S. Securities and Exchange Commission, Commodity Futures Trading Commission and the Financial Crimes Enforcement Network, seeks to clarify firms’ obligations under antimoney laundering, bank secrecy and counter terrorist-financing laws when using digital assets such as cryptocurrencies.

“Bank Secrecy Act obligations that apply to a broker-dealer in securities, mutual fund, futures commission merchant or introducing broker - such as developing an anti-money laundering program or reporting suspicious activity - apply very broadly and without regard to whether the particular transaction at issue involves a ‘security’ or a ‘commodity’ as those terms are defined,” the regulators said.

In July, the SEC issued a notice on broker-dealer custody of digital asset securities amid industry requests for clarity on whether they can hold such assets under federal securities laws.

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