The distinctions are muddled during the coronavirus
When you enroll in forbearance, interest always continues to accrue while payments are paused. Interest may continue to build when payments are in deferment, but it will be paused if you deferForbearance is also easier to qualify for than deferment. When you apply for deferment, especially with the federal government, you typically need to have a reason, such as unemployment.
under normal circumstances. As the coronavirus spreads, you're bound to hear the two words used synonymously.
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