If you have had a full-time job or two since 2012 you may have more than one pension fund
Most people have a number of jobs throughout their working life and with this, multiple pensions, especially after auto-enrolment began in 2012. The average UK worker is expected to have 12 jobs throughout their life meaning keeping track of multiple pensions could get a bit tricky.
“Ensuring you have the appropriate processes in place for life after work will ease any concerns you may have. Ensure your relevant pension systems match your investment approach It’s important to remember that pensions are investments and therefore should be treated like any other when it comes to risk.
Ensure your pensions don’t contain guarantees or protected benefits before consolidating Consolidating your pensions requires a great deal of consideration, especially when it comes to certain schemes offering guarantees and protected benefits.
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