Seven in 10 Gen Xers own their homes, but tapping into that value isn't easy.
People are only doing cash-out refinances when they have to, according to Urban Institute housing expert Laurie Goodman.
These folks typically have lower credit scores and have exhausted other cash resources like savings, she says.Consolidating debt is one major reason people are tapping into their home equity, Loan Pronto CEO Roger Moore tells Axios.Be smart: People with a 700+ credit score can use HELOCs or HELOANs to keep their primary mortgage rate and access additional cash/credit.Share on linkedin
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