The giant data breach at T-Mobile raises the risk of identity theft even for people who aren't customers. Here are some tips for protecting yourself.
A Long Beach couple received what looked like an email from a neighbor asking for help. Then came the request for gift cards.There have been so many data breaches at so many companies over the years, some security experts say that much of the information exposed by T-Mobile is probably already available on the dark web. But that doesn’t mean you should just shrug off what happened.
Social Security numbers are widely used by the federal government, banks, investment companies, government benefit programs and insurers to verify identity. Your stolen SSN can be used to open fraudulent credit card accounts, divert orbenefits and commit workplace fraud, among other forms of deceit. Throw in your name, birth date and driver’s license number, and it’s exponentially easier for someone to pretend to be you.
Identity thieves could use that information to target both you and the banks, insurers and other companies you do business with. For example, they could use it to make phishing emails seem more realistic, helping to persuade you to give up additional sensitive information such as a password or PIN. Or they could use it to dupe your bank into letting them change the password on your account, giving them access to your money.
. That’s where someone persuades your mobile phone company to transfer your number to a different device, which he or she then uses to try to break into the accounts that you’ve tied to your phone number. It’s increasingly common for people to use their mobile numbers as a way to verify their identity — for example, when they log into their online banking account, or when they want to reset their password.
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