Mat Gay, 27, says he would like to be next Martin Lewis and aims to get people to talk more openly about money
we aim to find out how people in the UK are spending, saving and investing money to meet their costs and achieve their goals.
I did manage to buy my first home when I was 22. It’s a three-bedroom terraced house and cost £240,000. I saved up a healthy £35,000 deposit. I believe the house is now worth over £300,000. Therate is 0.99 per cent, but this deal is coming to an end in November, so I am expecting the rate to rise significantly. I plan to use a mortgage broker to help me find the best deal, but will also bring the deals I’m able to find myself to the table.
I enjoy investing in paintings and typically spend just under £200 a month on them. I am buying them as investments, but some would be difficult to part with. In 2020 I purchased a painting by Bob Dylan for £4,000. I purchased the painting using a zero per cent finance deal, which I’d only recommend people use if they can afford to pay for the item outright and ensure it won’t affect their credit score. As well as Bob Dylan paintings, I’m buying collage work by Tom Butler.
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