Rumor has it teenagers worry only about their phones and their friends. But what if they worry about money, too? Research from the 2022 Junior Achievement Teens & Personal Finance Survey found that over 54% of teens feel unprepared for their financial futures.
Rumor has it teenagers worry only about their phones and their friends. But what if they worry about money, too?
Get introspective about what your feelings about money are and how that might show up in your home. For instance, if you're always arguing with your partner about their or your spending habits, this could contribute to your teen developing insecurities about their ability to manage their finances. "Use those types of questions to kind of gauge where they're at and then, based on child, go a little deeper to have that conversation with them," she says.
Butler-Davis also says teens have fears about not being able to make enough to sustain themselves. This money fear often comes from poverty as a form of chronic trauma, she adds. Chronic trauma happens when you're repeatedly exposed to traumatic events. In this instance, it may relate to trauma caused by a lack of financial security.
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