You may be able to boost your benefit if you're eligible.
Q. I am divorced from my children’s dad. I’m 64 years old now. Can I receive his Social Security benefits if he were to pass away before me, or if I can draw from his benefits now? I have been receiving disability benefits since 2001 and a friend told me that I was eligible for a part of his benefits.Here’s how it works.
If a person is age 62, unmarried and divorced from someone entitled to Social Security retirement or disability benefits, they to receive benefits based on their ex’s record, said Joseph Sarnecki, a certified financial planner with U.S. Financial Services in Fairfield.“If you have since remarried, you cannot collect benefits unless your later marriage ended by divorce, annulment or death,” he said. “If you’re entitled to benefits on your own record, your benefit amount must be less than the benefit you are entitled to on your ex-spouse.
Should you decide to wait until full retirement age to apply as a divorced spouse, your benefit will be“Starting before full retirement age will result in a reduced benefit,” he said. “The amount of benefits you get has no effect on the benefits of your ex-spouse.”You can apply for benefits online by going to“You will most likely need to have your ex’s Social Security number or date and place of birth and parents’ names,” he said.
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