Hard work just isn’t enough to achieve the “American Dream” anymore.
Unsurprisingly, older generations — mainly Baby Boomers — think the students are at fault. They believe that if students simply “work harder,” they’ll be able to pay their student loan debts off in a timely manner or they wouldn’t need loans in the first place.
Student loans are a problematic means to an end. College is too expensive for most families, even state colleges. There is no way students can attend if they have to shoulder the financial burden on their own. Who has enough money for a four-year degree just sitting in their bank account? Very very few people.
Graduating in 2008, right at the start of the recession, was formative to my entire adult life. Not only did I need to work to support myself, but I had only a few months post-graduation before loan repayment began. Even by cutting costs and living at home while I looked to jumpstart my career, repaying my student loans was a constant cycle of “can I, can’t I,” before ending in default. It was a solid year after graduating that I finally found a stable part-time job.
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