As California begins to dry out from its recent deluges, one stark reality is coming into focus: Only 230,000 homes and other buildings are insured against flooding in a state with about 39 million residents.
“People think the only people that need flood insurance are people who live right on the beach or on the banks of a river that has a history of flooding," Bach said. In reality, far more people are threatened by rushing or rising water.
The FEMA maps don’t show Stark’s mobile home in a high risk area. And three years before his neighbor Juan Reyes bought his house, a series of storms dumped record amounts of rain on the state and flooded their neighborhood. “It is worrisome that there was as much damage as there was for what was extreme but not catastrophic flooding,” he said.
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