Need a big mortgage? Don’t expect rock-bottom mortgage rates. Jumbo mortgages are carrying higher rates than other loans.
The average rate on a 30-year jumbo mortgage was 3.77% in mid-July, more than 0.
4 percentage point above the average rate on smaller, conforming loans, according to Bankrate.com, a personal-finance website. From mid-2015 until this spring, jumbo rates had been consistently lower than or equal to the rates on conforming loans.
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