CFPB chief Rohit Chopra has an ambitious plan to tackle several issues, even as a looming Supreme Court case threatens its funding structure.
CFPB Director Rohit Chopra remains optimistic about his agency's goals ahead of a looming Supreme Court case that challenges the agency's funding structure.Artificial intelligence, and credit card and junk fees are also on its radar.
. When the CFPB was created 12 years ago as a response to the global financial crisis, Congress chose to fund it through transfers from the Federal Reserve Board of Governors instead of appropriations.Republican lawmakers have panned the agency's concept for years. Among its harshest critics is Rep. Andy Barr, R-Ky., who has
The CFPB, in partnership with the Education Department, will target the student loan servicers responsible for payment plans and collections to encourage alternatives to the standard repayment plan, such as an income-driven model that allows borrowers to pay on schedule and avoid delinquency.
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