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In October 2021, Garland launched the Combating Redlining Initiative, marking the Department’s most comprehensive endeavor to combat this systemic issue. The initiative collaborates with U.S. Attorneys’ Offices, federal financial regulatory agencies, and state Attorneys General offices to enforce federal fair lending laws, including the Fair Housing Act and the Equal Credit Opportunity Act.
Assistant Attorney General Kristen Clarke of the Justice Department’s Civil Rights Division stressed the significance of combating modern-day redlining, noting that it fosters equal economic opportunity and enables communities of color to fulfill the American Dream.
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