An insurance expert is advising property owners in the West Midlands to scrutinise their cover as some economic forecasts suggest a potential recession is on its way.
Freddie Hamilton-Russell, of insurance broker Lycetts, highlighted the importance of homeowners understanding the risks involved and conducting a comprehensive review of their insurance policies.“It is sensible to check contents policies, and those who own high value items, such as watches and jewellery, would be advised to make sure they are regularly revalued," he said.
“Contractor liability insurance may not always suffice if anything goes wrong. A contract works insurance policy, however, can provide protection for the property owner and their contractor, the property for the duration of the works, work in progress, building materials, hired-in plant equipment, liabilities, third parties and optional non-negligence cover.”
“Cyber security insurance can provide effective protection. Additionally, personal information should be tightly guarded, and anti-virus software kept up to date.”
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