Lemonade has filed to go public following last year's postponement - Business Insider

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Lemonade has filed to go public following last year's postponement - Business Insider
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Lemonade's IPO will be a success with regards to capital raised due to its attractive product offering

US P&C market is ripe for disruption, and Lemonade's digitally enhanced product offerings and full-stack status give it the potential to capture greater market share. Last year's worries have not gone away: Lemonade recorded a net loss of $36.5 million for Q1 2020, exceeding the $21.6 million for the same period in 2019, per its . However, Lemonade's total revenue grew nearly 240% from $11 million to $26.2 million in Q1 2020 year-over-year.

What's more, its margins improved: Its gross loss ratio improved from 87% to 72% for the same period, signifying that Lemonade is no longer paying out far more in claims than it takes in from premiums. We think these figures will give investors encouragement that the insurtech's strong growth path is supported by a long-term potential for profitability.

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