Money expert Dave Ramsey tells students: Skip the 'dream' college and go to school where you can afford

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Money expert Dave Ramsey tells students: Skip the 'dream' college and go to school where you can afford
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Dave Ramsey tells students to skip the 'dream' college and go to a school they can afford. (via CNBCMakeIt)

"We've got to start hyping up community colleges and stop saying as a culture that community colleges are horrible," ONeal said.

As long as the school can provide a solid education, don't stress about its prestige. "Think about this: When you go in to get your taxes done and the guy or gal is a CPA, how many times do you ask them where they went to school?" Ramsey asks. Probably not often. Many times, a public, in-state university is a more affordable option than going out of state or to a private college. The average cost of annual in-state tuition at public colleges is $9,970, while out-of-state tuition averages $25,620,. Private colleges charge a yearly average tuition of $34,740, but many are much higher.

It may be more cost-effective to live at home and commute to campus if you can, even if that means sacrificing a bit of freedom. "If you can see the college years as a temporary season of necessary sacrifice for the victory of debt-free living, you'll be able to get through anything,"Chance The Rapper and scholarship recipient Alexia Feaster attend the Scholly Scholarship Summit.Filling out scholarship applications can be time-consuming and, quite frankly, disheartening.

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