More than a quarter of American homeowners are ‘house poor,’ study says

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More than a quarter of American homeowners are ‘house poor,’ study says
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27.4% of all homeowners are “cost-burdened,” according to a US Chamber of Commerce study

| The New York Times

Miami, Los Angeles and New York City have the highest number of “house poor” residents, with more than 4 in 10 homeowners in each city feeling stretched beyond their means by their housing bills. And with the exception of New York City, the top 10 cities in the United States for cost-burdened homeowners are all located in either California or Florida.

From 2015 to 2019, the percentage of U.S. homeowners who were considered financially strapped dropped each year, from 29.4% in 2015 to 26.5% in 2019. But the pandemic has now started to erase those gains.

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