How to track down lost pensions worth £1,000s
But many of those approaching retirement age don't realise there are other options to help give your pot an increase.Little-known way to boost your state pension by £614 a year - how to get it
If you want to delay your state pension you don’t need to do anything, you'd just need to wait for however long you choose. That's because under the old system, before 2016, you only had to live around 10 years to start making money if you’d delayed your state pension by a year. If you’re still working it might make sense to get more money later once you pay less tax at a lower rateIt’s a less good deal than it used to be and you’ll have to live around 17 years to start making moneyIt’s often not worth doing if you’re on other benefits as you might not be eligible for the extra boostAnd, only defer if you can actually afford to live without your pension or want to continue working.
It's important to get a state pension forecast which will tell you how much you are on track to get and let you know if you have any gaps in your National Insurance record.This scheme is set to finish in 2025 so there's still time to plug those holes.
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