New real estate startup promises half-price mortgage rates as home loans climb

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New real estate startup promises half-price mortgage rates as home loans climb
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Roam is trying to combat over-7% mortgage rates by taking advantage of assumable loans, which sees a seller transferring their mortgage at the rate they secured it at to a buyer.

A real-estate startup is offering home buyers who are facing soaring mortgage rates a chance to land their dream home for a fraction of the price.

Roam is able to offer the hard-to-believe deal by attempting to popularize a little-known workaround that involves “assumable mortgages,” which allow sellers to transfer their loans to the buyer. Roam is trying to combat over-7% mortgage rates by taking advantage of assumable loans, which sees a seller transferring their mortgage to a buyer rather than the buyer having to get a new loan at today’s sky-high rate.Roam has a workforce of 10 headed by Singh, who has previous experience working for Uber and online real estate marketplace Opendoor.

Singh told The Post that he came up with the idea for Roam when he struggled to afford a mortgage himself.

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