People Discuss Their Anxiety Over Student Loan Forgiveness Limbo

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People Discuss Their Anxiety Over Student Loan Forgiveness Limbo
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“To forgive me for $20,000 is nothing. I’m 61 years old. I have been working. I’ve been paying tax.”

I feel like leaders are spending too much time asking for permission when they should have just done it and asked for forgiveness later. We could have been debating whether or not it was OK to cancel interest forever in exchange for giving everyone $10,000 to $20,000 in credit now. Instead, we have to deal with something completely different.I graduated high school in 1994 and traveled around a bit in the US. In the ’90s, without a college degree, I was looking at $4, $5 an hour.

I started community college because I couldn’t afford just to go to school and I had already taken time off. It took me, while working full time, from 2002 to 2006 to finally have enough credits to transfer. I got a Pell Grant and I got some financial aid to go to UC Santa Cruz, which scared the hell out of me because I had zero debt in my life going into that. I completed a full-time, four-year degree in math and computer science while doing work study.

I think my degrees in the beginning helped me get interviews, but it didn’t necessarily give me the skills that I needed in the workplace. I was getting really good at my specialty, but I had to completely pivot into a different career that paid better. And that’s when I started a career in sales engineering in 2014. I went from $50,000 to $80,000. I started getting commission. But I was still one of the lowest people on the team, in terms of salary.

I’m 46 years old now, and I have no retirement, maybe just several thousand dollars. I am putting all the money into saving for a home. My parents never owned a house. My parents never went to college. I was the first one to actually go, so they didn’t help me with anything, I had to do it all myself from scratch. And so, I’ve come to the realization that I’m living the American dream, but it’s not going to be like some of these other people.

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