The latest trends in interest rates for personal loans from the Credible marketplace, updated twice weekly.
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Rates on 3-year fixed-rate loans averaged 14.64%, up from 14.48% the previous seven days and from 11.83% a year ago. Personal loan interest rates edged up over the last seven days for 3-year loans and 5-year loans. Rates for 3-year loans rose 0.16 percentage points, while rates for 5-year loans jumped 0.99 percentage points. Interest rates for both loan terms remain higher than they were this time last year. Still, borrowers can take advantage of interest savings with a 3- or 5-year personal loan right now.
All Credible marketplace lenders offer fixed-rate loans at competitive rates. It’s a good idea to request personal loan rates from multiple lenders to compare your options since lenders use different methods to evaluate borrowers. In April, the average prequalified rate selected by borrowers was: Rates on 5-year personal loans averaged 22.20%, up from 12.79% in March.
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