The latest trends in interest rates for personal loans from the Credible marketplace, updated twice weekly.
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Rates on 3-year fixed-rate loans averaged 15.13%, up from 14.64% the previous seven days and up from 11.60% a year ago. Personal loan interest rates edged up over the last seven days for 3-year loans and 5-year loans. Rates for 3-year loans rose 0.49 percentage points, while rates for 5-year loans saw a miniscule increase of 0.01 percentage points. However, interest rates for both loan terms remain significantly higher than they were this time last year. Still, borrowers can take advantage of interest savings with a 3- or 5-year personal loan right now.
Current personal loan interest rates vary by lender, as well as by credit score and loan term. You can use an online tool like Credible to compare loan options from different private lenders. Checking your rates won’t affect your credit score.
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