Pros and cons of financial adviser versus DIY investment platforms - Business Insider

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Pros and cons of financial adviser versus DIY investment platforms - Business Insider
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British investors have flocked to DIY platforms with the coronavirus shaking global markets, but financial advisers warn of big risks

being opened by investors trying to manage their money themselves during the chaos caused by the coronavirus pandemic.

"The DIY investor sets stock in the best-buy list, whilst the professional looks under the bonnet and actually knows what to look for."David Macdonald, the founder of the advisory firm The Path, said a financial adviser could help with the all-important task of assessing how much risk investors might be prepared to take and to ensure they build a"The main thing for investors to consider is their risk tolerance," he said.

Johnstone described a financial planner as an accountability partner "to tease out what you and your family really want your money to do for you, to question the decisions you make and your relationship with money, and to encourage families to sit down and talk about their differences." "A financial adviser would start with the end in mind and look holistically at a situation to think carefully about before you get into something, how will you get out," Macdonald said.

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