Redefining ‘old,’ getting philosophical about death and the scary truth about 401(k) balances

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Redefining ‘old,’ getting philosophical about death and the scary truth about 401(k) balances
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Not in the 401(k) millionaire’s club? You’re in good company

Fidelity Investments says there were fewer 401 and IRA accounts worth $1 million or more under its management at the end of the fourth quarter, but if you’re not one of them, don’t fret: the vast majority of people are just like you .

A better way is to determine the median account’s worth—meaning half of all accounts are worth more and half less. And the median account’s value? Just $24,800. And this can be examined further, by age group. Fidelity’s data also show:Average 401 balance: $43,600.Median 401 balance: $36,900.Average 401 balance: $198,600.

You know what they say DOES define a good life? “Having family and friends that love me” . Next, at 75%, is “having made a positive impact on society,” and “The memories I’ve shared with my loved ones” .In other words, you don’t need a ton of money to find fulfillment. You need family and friends, laughter and memories. These pleasures, which are available to anyone, transcend the things that so many people spend years chasing—wealth, power and fame.

In fact, he tells the New York Times, a 65-year old person today is really more like a 55-year-old was, say, half a century ago, because of rising life expectancy, and a better awareness of what drives personal health and cognitive function. “An old age threshold should not be fixed but depend on the characteristics of people,” he says.

Look younger with some simple facial exercises Those crow’s feet we all get around our eyes. A wrinkle here, a sag there. It’s an inevitable byproduct of aging—or is it?

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