Retirement expert: 'People are spending way too much money on stupid stuff' via YahooFinance
“Cut out the Netflix; cut out the Uber; cut out the Lyft,” Jalinksi said. “People are spending way too much money on stupid stuff. They have to save for retirement first and then enjoy.”
Saving for retirement doesn’t mean sacrificing all today’s luxuries, however. Jalinksi just advises that you have a spending plan. For instance, when Jalinski and his wife were digging themselves out of $60,000 in debt, they avoided restaurants and instead ate grilled chicken and broccoli after putting aside $30,000 in savings each year. Eventually, their goal grew to stashing away $50,000 every year.
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