See a negative balance on your credit card? Here's what you can do about it

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See a negative balance on your credit card? Here's what you can do about it
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See a negative balance on your credit card? Here's what you can do about it.

If you see a negative balance on your credit card account, your first thought could be that something's wrong. But a negative balance simply means that your card issuer owes you money, which may seem odd since it's usually the other way around.

For instance, if you have a -$50 balance, you can simply apply it to future purchases. Once you make $50 in purchases, your balance will return to $0, or it could reduce your next bill by $50.

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