Fed up with student loans? Some student loan borrowers want to try this.
If you’re struggling financially, your best bet is to enroll in an income-driven repayment plan such as PAYE, REPAYE, IBR or ICR. These income-driven repayment plans set your federal student loan payment based on your income, family size and state of residence. For some borrowers, their student loan payment may be as low as $0 per month. This is a better option than simply not paying your student loans out of protest.
The Public Service Loan Forgiveness program is available to federal student loan borrowers who work for a qualified public service or non-profit employer, make 120 qualified monthly student loan payments and meet other requirements. To get public service loan forgiveness, it’s at least a 10-year, full-time commitment , but it’s one of the fastest ways to get student loan forgiveness.
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