After all the flooding we've seen here in North Texas, you might be wondering if you need flood insurance.
The Texas Department of Insurance tells us only about 14% of Texans are covered by flood insurance. They point out if it can rain, it can flood, so having a flood insurance policy is a good idea.
Hinote says on average, policies cost about $700 a year. However, if you live outside a high risk flood zone, you can usually buy a federal policy for less than $500 a year.She says to figure out what area you're in, call your insurance agent. They always keep this information. "For cars, there's probably a lot of flooded cars, and that falls under your auto insurance," Hinote said.
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