The best store cards offer free shipping, bonus rewards, and special financing—here are 5 to consider.
When you shop at your favorite store and approach the checkout line, the aisle is often stocked with snacks and drinks that the retailer is trying to entice you to purchase. But even when you successfully bypass these last-minute impulse purchases, the cashier may deliver a persuasive pitch asking you to sign up for a new store credit card.
Many retailers try to convince you to open a credit card at checkout by offering a discount, typically around 15% to 25% off your current purchase if you're approved. The potential savings may be alluring, especially if you frequently shop at the store.due to high APRs, some of these cards come with nice perks, including free shipping, everyday discounts and special financing offers.
There are two types of store cards, a traditional store card that can only be used at specific properties owned by the retailer displayed on the front of the card, and a co-branded card that is backed by a major card network and can be used virtually anywhere.
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