Writing a note of explanation for a negative posting in your credit report probably won't help your score much. But here are some things that will.
Social Security advocates are universally opposed to the measure, which they see as an expression of longtime conservative hostility to the program.Don’t close accounts, because that could hurt your scores and won’t get rid of any associated negative information.an authorized user
to a responsible person’s credit card. The responsible person doesn’t need to grant access to the actual card. Before taking this step, though, ask the credit card issuer whether authorized user information will be imported to your credit reports because issuers have different policies.I thought your readers would benefit from additional knowledge about Roth conversions. I started converting our IRAs to Roth IRAs when my wife and I turned 60 years old.
Roths also don’t have the required minimum distributions that apply to other retirement accounts, so people have more control over their future tax bills. Converting too much, however, can push people into higher tax brackets. Many financial advisors suggest their clients convert just enough to “fill out” their current bracket.
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