The mortgage market looks in many ways the same as it did before the financial crisis. Many mortgage companies aren’t built to handle an economic collapse or help their customers through it.
Many mortgage companies are nonbanks that don’t have deposits or other business lines to cushion them amid the coronavirus pandemic
As big banks have refocused their mortgage operations on wealthier borrowers, nonbanks have stepped into the void, often representing the only path to a mortgage for buyers of lesser means. Homes in Leander, Texas.
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