This 41-year-old author quit her job and was surprised to get a perfect credit score 1 month later.
. She used her single credit card for everyday spending and paid off the balance in full every month. This helped her establish a record of on-time payments and kept her total credit usage down. .
By 2007, Fox's score wasn't perfect, but it was good enough so she could secure a mortgage to buy her first home, a townhouse in Seattle that proved to be a worthwhile investment.Fox worked a corporate marketing job for most of her career, and she says that's one of the reason she was so financially stable.
"My spending habits really changed," says Fox. "Sometimes, you are getting paid a lot and sometimes you are getting paid nothing," She's much more cautious about paying off her cards each month. Fox now pays off her card any time she makes a purchase and keeps her"When you're freelancing, don't carry any credit card debt," she advises. "You don't know when your next paycheck is coming."
Another factor that probably helped Fox's score hit a new high is her credit history, which is the third most important
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